Getting pre-approved for a home loan from a California licensed mortgage broker is the first step in becoming a homeowner. You will have a peace of mind knowing your total monthly mortgage payment, and the house you qualify for based on your personal financial documents and situation. The mortgage broker will go over many different type of loan programs and options that best fits your needs. It is the only sure way to know if you are 100% qualified for a home loan and purchase. After getting pre-approved, you will be given a pre-approval letter. Congratualations, you are on your way to becoming a homeowner!
A referral from a friend, relative or your real estate agent or REALTOR®, like myself, is best way to find an experience and knowledgeable mortgage broker, and one you feel comfortable working with throughout the transaction. Feel free to contact me today for a no obligation referral - 818-535-6493 or Dgonre@aol.com
Here are some common mistakes to AVOID before and during your home loan and buying experience:
1. Do not deposit large sums of cash before speaking to your mortgage broker
2. Do not make any large purchases
3. Do not co-sign another loan
4. Do not switch bank accounts
5. Do not apply for new credit or close any accounts
***Always consult your mortgage broker before making any financial changes***
I would love the opportunity to get you started on becoming a homeowner, build up your real estate portfolio and equity wealth.
Call or email me today!
Know Your Where, Wants & Needs!
Now that you know the amount you qualified for and how much you can afford on your future home, it is time to think about the amenities you need and want in a property. How many bedrooms and bathrooms, square footage, inside laundry room, with or without a pool for your future home. It is always a good idea to keep an open mind, adjust your amenities throughout your looking process, and have lots of patience!
Call or email me today to get started on your homeowner or rental search!
The best way to search and know the current property activity status on a home is by going through a real estate agent/REALTOR®. Although, the internet gives you information and pretty pictures of a property, it does not provide the in-person real feel and look of the home, or provide you with the most current activity status such as; multiple offer's on the home or maybe the seller has just accepted another buyers' written offer.
I will search The Multiple Listing Service (MLS) for you, daily, in turn you will be emailed new and available properties in real time, and be provided with the current activity status on them.
You can also search for properties here, including rental properties, on my website for free and with no obligation.
Find a Real Estate Professional
Whether you are buying your first home, second home, or investment property, partnering with the right real estate agent or REALTOR® can make the difference in your home buying experience, having a smooth transaction from start to finish, and becoming a homeowner.
Becoming a homeowner is exciting but it is also complex. I am working with and for YOU! My goal for you is to make your buying experience as joyful and stress-free as possible from start to finish. I walk you through every step of the buying process and transaction. I am here for you beyond handing you your keys.
Not all licensed real estate agents are REALTORS®. REALTORS®, like myself, are members of The National Association of REALTORS® (NAR). In addition to NAR, I am a member of California Association of Realtors (CAR) and Southland Regional Association of Realtors (SRAR) for over 28 years.
The National Association of REALTORS® requires for myself and all REALTORS® to adhere to additional strict Code of Ethics and Professional Standards. When you hire me, a REALTOR®, you can feel 100% confident and with a peace of mind, you will be represented in your best interest and with the highest professional standards.
I do not take my real estate license or memberships lightly, it is a privilege to serve the public, my clients, and to work with fellow agents with honesty, ethics, integrity and professionalism. It makes a difference in getting you the home of your choice, having a smooth transaction, and you receiving the keys to your new home.
Partnering with a real estate agent/REALTOR®, like myself, who is experience, has strong negotiating skills on your behalf, knowledgeable of today's ever changing housing market and conditions, listens and understands your needs and wants, consistently follows up & communicates throughout the entire transaction, and provides exceptional hands-on customer service with integrity makes the difference to get through your buying experience as stress-free as possible, and successfully reach your goals - becoming a homeowner and moving on to the next chapter in your life!
Not ready or able to buy, now! I can also help you find a rental property.
In my 28 year career as a licensed California real estate agent and REALTOR®, I am beyond grateful for my past and repeat clients, they include; referrals, first-time buyers and sellers, landlords, tenants, and investors. I have first-hand experience and knowledge in short sales, foreclosures (Real Estate Owned), and broker price opinions (BPO).
I value and appreciate my clients and love what I do!
I am here for ALL your real estate needs and questions.