Get Pre-Approved!
Getting pre-approved for a home loan from a California licensed mortgage broker is the first step in becoming a homeowner. You will have peace of mind knowing your total monthly mortgage payment (principal, interest, tax, and insurance) is based on your financial documents and situation. The mortgage broker will review many loan programs and options that best fit your needs. It is the only sure way to know if you are 100% qualified for a home loan and purchase. After getting pre-approved, you will be given a pre-approval letter. Congratulations, you are on your way to becoming a homeowner!
There are many great loan programs available that are tailored for first-time buyers and experienced buyers. Making home ownership or investing more accessible. Additionally, there are numerous resources that exist to assist with down payments and make the dream of homeownership a reality. These resources are designed to render homeownership more accessible, ensuring that individuals and families can achieve stability and prosperity by owning their homes.
A referral from a friend, relative, or your real estate agent, like myself, is the best way to find an experienced and knowledgeable mortgage broker, one you feel comfortable working with throughout the transaction. Contact me today for a no-obligation referral - 818-535-6493 or Dgonre@aol.com.
Here are some common mistakes to AVOID before and during your home loan and buying experience:
1. Do not deposit large sums of cash before speaking to your mortgage broker
2. Do not make any large purchases
3. Do not co-sign another loan
4. Do not switch bank accounts
5. Do not apply for new credit or close any accounts
***Always consult your mortgage broker before making any financial changes***
I am here to help you become a homeowner, build your real estate portfolio, and increase your equity wealth.
Call or email me today!
818-535-6493
Dgonre@aol.com
Know Your Where Wants & Needs!
Now that you know the amount you qualify for and how much you can afford for your future home, it is time to consider the amenities you need and want in a property. Whether you're considering a house, condo, townhome, or any other type of property, it's crucial to understand your wants and needs. Looking at factors like location, size, and amenities is essential to ensure you find the perfect fit for your lifestyle and goals. These include the number of bedrooms and bathrooms, square footage, inside laundry room, with or without a pool, etc. It is always a good idea to keep an open mind, adjust your amenities throughout your looking process, and have lots of patience!
The best way to find a home's current property activity status is through a real estate agent like myself. Although the internet gives you information and pretty pictures of a property, it does not provide the home's in-person realistic feel/look or the most current activity status. For example, multiple offers, or maybe the seller has just accepted another buyer's written offer. I search The Multiple Listing Service (MLS) for you daily. In return, you will be emailed new and available properties in real-time and provided with their current activity status or you can search for properties here on my website.
When seeking information about a house, the best choice is to rely on a seasoned real estate agent like myself. With deep knowledge of local markets, areas, and trends, I provide tailored guidance for your needs. From understanding neighborhoods to navigating you through the entire homebuying process, I ensure a smooth process. Trust in my expertise for an efficient and rewarding journey in the housing market.
Call or email me today to begin your home or rental search!
818-535-6493
Dgonre@aol.coM
Find a Real Estate Professional
Whether you are buying your first home, second home, or investment property, partnering with the right real estate agent can make a difference in your home-buying experience. It is important to work with a real estate agent you feel comfortable with and feel confident will work on your behalf.
When you partner with me as your real estate agent, I guide and teach you the home-buying process so that you feel confident in all your decisions and have peace of mind; you will be represented in your best interest and with the highest professional standards. I negotiate strongly on your behalf, listen to your wants/needs, and consistently communicate with you.
I value and appreciate my clients and love what I do! It is a privilege to serve my clients and to work with fellow agents and others in my field with honesty, integrity, and professionalism. It makes a difference in getting you the home of your choice, having a smooth transaction, and receiving the keys to your new home.
I am here for all your real estate needs and questions. Contact me today to start your homeownership journey!
818-535-6493
Dgonre@aol.com